Things You Need to do Before Buying a House


Buying a house is a dream for many as it is one of the important occasions in one’s life. In these moments of high, people get carried away by not looking at everything at a microscopic level. But, when you are making such a big investment, you need to consider various parameters then make the best decision accordingly. 

There are lots of financial transactions that happen when you decide to buy a house. The entire loan process and monthly installments are all things that you need to take care of. Apart from these, there are multiple factors that you need to consider before buying a house, to know more keep reading the article.

used with permission from Amy Bartlam Photography

1)Price of the property:

This might sound obvious but this is the most important aspect. When you find out the price of your dream house, try to know about the prices in the surrounding locations to know whether the builder has offered you a genuine price or not. Through portal listing, brokers of the area, and newspapers you can get the real value of that property.

2)Find a good realtor:

Because you need to give some amount to the realtor, many people hesitate to hire them. But a genuine realtor can help you in the entire buying process and ensure everything goes smooth and safe. You also need to keep in mind the realtors who work for both the buyer and the seller. 

used with permission from Amy Bartlam Photography

3)Debt-to-income ratio:

The debt-to-income ratio is used to determine whether you can afford to make the monthly payments for the loans EMI. Most banks give you huge amounts of loans just for the sake of interest but one needs to consider his/her monthly expenses after the loan EMI and then take a call. There are many instances where people just take large amounts of loans and couldn’t manage to pay their monthly bills. So, be realistic and take the loans within your budget.

4)Home inspection:

Buying a house is a huge financial investment and you want everything to sail smoothly. A home inspection is a process where you can get to know the real condition of the home. If at all there are any hidden damages, you get to find them in the inspection report which helps you to negotiate the price with the seller or get it repaired by the seller. If you want to find transparent and authentic home inspectors, you can search in Google. For instance, if you live in Dayton, just search for the best home inspectors in Dayton Ohio and you can find a bunch of options. 

used with permission from Amy Bartlam Photography

Moreover, if you are looking for a special kind of inspection. Make sure to ask the professional and clarify asbestos, sewer or furnace inspection cost.

5)Location of the flat:

It is important to look around and see where you are residing. Physical infrastructure, amenities like supermarkets, and other necessary places should be within a two to three kilometers radius of your house. The house should be in a safe and secure place where the crime rate is low. In this way, you can lead a peaceful life.

used with permission from Amy Bartlam Photography

6)Duration of the stay:

This is one of those factors that is ignored but the amount of time you stay in the house matters a lot. The duration helps to know whether it’s good to buy or stay for rent. You need to do a subsequent analysis and find the answer for it. Do your math and make a wise decision.


There are a lot more things you need to consider like the down payment, job security, apartment possession, and varying market prices, etc. If you can spend enough time researching all these aspects, there is no way you will commit any mistakes when you buy your house. Thanks to Home Inspections Center for consulting


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